Buying a Car with Bad Credit North Kingstown RI
It's important to remember that the salesperson will try to sell you the highest possible interest rate. The higher the interest rate, the more commission she earns -- and the more you end up paying in interest charges.
Fortiers Auto Sales and Service Inc
(508) 674-6846
605 Globe Street
Fall River, MA
Fortiers Auto Sales and Service Inc
(508) 674-6846
605 Globe Street
Fall River, MA 02724
Services
AC and Heating Repair,Electrical Repair,Engine Repair,Fuel Injection Repair,Mufflers Repair,Radiator Repair,Tune up Repair,Used Car Dealers,Auto Dealers
International Motor Group
(401) 885-5355
4657 Post Rd
East Greenwich, RI
International Motor Group
(401) 885-5355
4657 Post Rd
East Greenwich, RI 02818
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Soda Motors
(401) 846-7632
312 Connell Hwy
Newport, RI
Soda Motors
(401) 846-7632
312 Connell Hwy
Newport, RI 02840
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Tarbox Big Lot
(401) 826-1500
870 Quaker Ln
Warwick, RI
Tarbox Big Lot
(401) 826-1500
870 Quaker Ln
Warwick, RI 02886
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Shannon Motors
(401) 734-9800
2625 W Shore Rd
Warwick, RI
Shannon Motors
(401) 734-9800
2625 W Shore Rd
Warwick, RI 02889
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Frenchtown Auto Sales
(401) 885-4448
171 Frenchtown Rd
North Kingstown, RI
Frenchtown Auto Sales
(401) 885-4448
171 Frenchtown Rd
North Kingstown, RI 02852
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New England Roadside, LLC
401-207-0718
PO Box 4962
Middletown, RI
Route 3 Auto Sales
(401) 822-2001
2 Tiogue Ave
West Warwick, RI
Route 3 Auto Sales
(401) 822-2001
2 Tiogue Ave
West Warwick, RI 02893
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Car Emporium Inc
(401) 737-2220
2672 W Shore Rd
Warwick, RI
Car Emporium Inc
(401) 737-2220
2672 W Shore Rd
Warwick, RI 02889
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Casey's Auto Sales
(401) 732-5789
2118 W Shore Rd
Warwick, RI
Casey's Auto Sales
(401) 732-5789
2118 W Shore Rd
Warwick, RI 02889
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My credit record shows three late payments from my previous car loan. How many points over the current APR should I accept as a penalty for those credit blemishes? One dealer already tried to increase it 6 points!
It's important to remember that the dealership's Business Manager (the person who handles the dealership's financing) works on commission. And it's important to remember that she's trying to sell you the highest possible interest rate. The higher the interest rate, the more commission she earns -- and the more you end up paying in interest charges.
What they don't want you to know is that the interest rate she offers you may be negotiable. She'll point out to you that you'll have to pay a high interest rate because you are a credit risk. And she's right; you are. But that doesn't mean they can make a killing off of you. So if you feel that the interest rate they are offering you is too high, then protest. With that, she may lower the rate a bit.
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