Buying a Car with Bad Credit Newport RI
It's important to remember that the salesperson will try to sell you the highest possible interest rate. The higher the interest rate, the more commission she earns -- and the more you end up paying in interest charges.
Fortiers Auto Sales and Service Inc
(508) 674-6846
605 Globe Street
Fall River, MA
Fortiers Auto Sales and Service Inc
(508) 674-6846
605 Globe Street
Fall River, MA 02724
Services
AC and Heating Repair,Electrical Repair,Engine Repair,Fuel Injection Repair,Mufflers Repair,Radiator Repair,Tune up Repair,Used Car Dealers,Auto Dealers
New England Roadside, LLC
401-207-0718
PO Box 4962
Middletown, RI
Frenchtown Auto Sales
(401) 885-4448
171 Frenchtown Rd
North Kingstown, RI
Frenchtown Auto Sales
(401) 885-4448
171 Frenchtown Rd
North Kingstown, RI 02852
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AutoPlus Motorcars
508-801-8843
615 State Rd
Westport, MA
AutoPlus Motorcars
508-801-8843
615 State Rd
Westport, MA 02790
Car Makes
Honda, Toyota, Nissan, Subaru, Lincoln, Ford, Mazda, Chrysler
Hours
Sunday Closed Monday 9:00 AM – 5:00 PM Tuesday 3:00–6:00 PM Wednesday Closed Thursday 9:00 AM – 5:00 PM Friday 3:00–6:00 PM Saturday 9:00 AM – 5:00 PM Call any time for appointment
International Motor Group
(401) 885-5355
4657 Post Rd
East Greenwich, RI
International Motor Group
(401) 885-5355
4657 Post Rd
East Greenwich, RI 02818
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Ralphs Chevrolet Cadillac Oldsmobile
(508) 996-6266
361 State Rd
N Dartmouth, MA
Ralphs Chevrolet Cadillac Oldsmobile
(508) 996-6266
361 State Rd
N Dartmouth, MA 02747
Services
AC and Heating Repair,Auto Inspection,Clutch Repair,Emissions Testing,Engine Repair,Radiator Repair,SUV Repair,Van Dealers,Used Truck Dealers,Used Car Dealers,Auto Dealers
Soda Motors
(401) 846-7632
312 Connell Hwy
Newport, RI
Soda Motors
(401) 846-7632
312 Connell Hwy
Newport, RI 02840
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Prestige Auto Mart
(508) 676-1500
1018 State Rd
Westport, MA
Prestige Auto Mart
(508) 676-1500
1018 State Rd
Westport, MA 02790
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Mike's Auto Sales
(508) 674-2600
983 State Rd
Westport, MA
Mike's Auto Sales
(508) 674-2600
983 State Rd
Westport, MA 02790
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Shannon Motors
(401) 734-9800
2625 W Shore Rd
Warwick, RI
Shannon Motors
(401) 734-9800
2625 W Shore Rd
Warwick, RI 02889
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My credit record shows three late payments from my previous car loan. How many points over the current APR should I accept as a penalty for those credit blemishes? One dealer already tried to increase it 6 points!
It's important to remember that the dealership's Business Manager (the person who handles the dealership's financing) works on commission. And it's important to remember that she's trying to sell you the highest possible interest rate. The higher the interest rate, the more commission she earns -- and the more you end up paying in interest charges.
What they don't want you to know is that the interest rate she offers you may be negotiable. She'll point out to you that you'll have to pay a high interest rate because you are a credit risk. And she's right; you are. But that doesn't mean they can make a killing off of you. So if you feel that the interest rate they are offering you is too high, then protest. With that, she may lower the rate a bit.
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