Buying a Car with Bad Credit Coventry RI
It's important to remember that the salesperson will try to sell you the highest possible interest rate. The higher the interest rate, the more commission she earns -- and the more you end up paying in interest charges.
Laura's Auto Sales
(401) 828-5432
673 Tiogue Ave
Coventry, RI
Laura's Auto Sales
(401) 828-5432
673 Tiogue Ave
Coventry, RI 02816
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International Motor Group
(401) 885-5355
4657 Post Rd
East Greenwich, RI
International Motor Group
(401) 885-5355
4657 Post Rd
East Greenwich, RI 02818
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Stamas Auto & Truck Center
(401) 946-9594
1045 Cranston St
Cranston, RI
Stamas Auto & Truck Center
(401) 946-9594
1045 Cranston St
Cranston, RI 02920
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Frenchtown Auto Sales
(401) 885-4448
171 Frenchtown Rd
North Kingstown, RI
Frenchtown Auto Sales
(401) 885-4448
171 Frenchtown Rd
North Kingstown, RI 02852
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Car Emporium Inc
(401) 737-2220
2672 W Shore Rd
Warwick, RI
Car Emporium Inc
(401) 737-2220
2672 W Shore Rd
Warwick, RI 02889
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Route 3 Auto Sales
(401) 822-2001
2 Tiogue Ave
West Warwick, RI
Route 3 Auto Sales
(401) 822-2001
2 Tiogue Ave
West Warwick, RI 02893
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Tarbox Big Lot
(401) 826-1500
870 Quaker Ln
Warwick, RI
Tarbox Big Lot
(401) 826-1500
870 Quaker Ln
Warwick, RI 02886
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Toro Auto Sales
(401) 946-6000
391 Dyer Ave
Cranston, RI
Toro Auto Sales
(401) 946-6000
391 Dyer Ave
Cranston, RI 02920
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J D Byrider Auto Sales
(401) 781-8500
615 Reservoir Ave
Cranston, RI
J D Byrider Auto Sales
(401) 781-8500
615 Reservoir Ave
Cranston, RI 02910
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Shannon Motors
(401) 734-9800
2625 W Shore Rd
Warwick, RI
Shannon Motors
(401) 734-9800
2625 W Shore Rd
Warwick, RI 02889
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My credit record shows three late payments from my previous car loan. How many points over the current APR should I accept as a penalty for those credit blemishes? One dealer already tried to increase it 6 points!
It's important to remember that the dealership's Business Manager (the person who handles the dealership's financing) works on commission. And it's important to remember that she's trying to sell you the highest possible interest rate. The higher the interest rate, the more commission she earns -- and the more you end up paying in interest charges.
What they don't want you to know is that the interest rate she offers you may be negotiable. She'll point out to you that you'll have to pay a high interest rate because you are a credit risk. And she's right; you are. But that doesn't mean they can make a killing off of you. So if you feel that the interest rate they are offering you is too high, then protest. With that, she may lower the rate a bit.
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